I don't know about you, but when I started my business almost 25 years ago, I expected to have to pay out for things to get started. Things such as: equipment, furniture, software, business registration, business name registration, printed business cards and stationery, industry association memberships, advertising and so the list goes on. The old saying 'you have to spend money to make money' rang very true back then. Additional but hidden costs were taxes, insurances, superannuation, … [Read more...]